Financial Life Simulator

Data-driven life scenarios exploring how income, saving, investment returns, and uncertainty shape long-term financial outcomes.

This site presents educational financial simulations built on Monte Carlo modeling. Each scenario represents a different life path and highlights how financial decisions and risks accumulate over time.

Explore life scenarios

Standard working life – start at 30
Low income, limited financial buffer
High income professional career
Career disruption risk

Want to customize your own scenario?

Start from a realistic baseline and adjust assumptions step by step using the interactive calculator.

Open financial life calculator →