Standard working life – start at 30
A typical working life starting at 30, with steady income growth, moderate saving, and balanced long-term investments.
What this scenario represents
Individuals following a typical employment path with stable income, moderate saving behavior, and balanced long-term financial planning.
Core assumptions
- Career starts at age 30 and continues uninterrupted until retirement
- Stable income growth aligned with long-term economic averages
- Moderate saving rate maintained consistently over time
- Balanced exposure to financial markets
Results are most sensitive to
- Long-term investment returns
- Consistency of saving behavior
- Inflation over the working lifetime
Available comparisons
Each comparison varies one assumption at a time to show its long-term impact.